Zill-i-Jannat, Abdul Jamil, Dr. Nisar Khan, Dr. Shah-E-Yar Qadeem, and Majid Khan. “Factors of Customers’ Intention to Use Islamic Modes of Financing: A Case Study of Islamic Banks in Pakistan”. ACADEMIA International Journal for Social Sciences 4, no. 4 (October 16, 2025): 1029–1039. Accessed December 7, 2025. https://academia.edu.pk/index.php/Journals/article/view/956.