A. . Basit, L. . Maroof, S. . Iqbal, F. . Waheed, and S. A. A. . Shah, “Religiosity and Customers’ Intentions to Adopt Islamic Auto Financing: A Qualitative Inquiry”, AIJSS, vol. 4, no. 4, pp. 3999–4011, Dec. 2025, doi: 10.63056/.