Dr. Huma Butt, Unsa Fatima, & Dr. Tauqeer Hussain Shah. (2025). Navigating Dual Roles: A Phenomenological Study of Muzaffarabad’s Female Bankers in Joint-Family. ACADEMIA International Journal for Social Sciences, 4(3), 1707-1723. https://doi.org/10.63056/ACAD.004.03.0483