Khattak, A. ., Manzoor, H. ., Khalid, S. ., & Zahra, S. . (2025). The Determinants of Risk Engagement: A Study of Bank-Specific Factors Influencing Risk-Taking in Pakistan’s Commercial Banking Sector. ACADEMIA International Journal for Social Sciences, 4(3), 389-399. https://doi.org/10.63056/ACAD.004.03.0375