Fin Tech Innovation and Sustainable Supply Chains: Leveraging Digital Finance Innovation for ESG-Based Procurement, Supplier Risk Assessment, and Environmental Performance Monitoring

Abstract

 The convergence of financial technology (Fin Tech) and sustainable supply chain management (SSCM) has revamped the operational and strategic frameworks for global trade. Fin Tech advancements are rapidly becoming a major factor in assisting companies in meeting environmental, social, and governance (ESG) requirements, which are essential for fostering sustainable growth. The ways that digital finance tools—like block chain, AI, big data analytics, and digital payment platforms—assist in supplier risk assessment, environmental performance tracking, and ESG-based procurement are examined in this article. Drawing on recent empirical and theoretical literature, this study uses a qualitative approach and secondary data to investigate Fin Tech's revolutionary role in SSCM. Key findings indicate that digital finance technologies improve environmental monitoring by enabling supply chain traceability and transparency, speed up procurement processes through real-time ESG compliance checks, and enhance supplier risk management through predictive analytics.The paper contributes to the growing body of research on sustainability and digital transformation by providing a methodical analysis of Fin Tech capabilities. Policy implications emphasize the need for regulatory support, cross-sector collaboration, and capacity building to fully fulfill Fin Tech's promise in sustainable supply chains. The results provide credence to a digital-first approach to sustainability that places an emphasis on accountability, performance, and resilience.